Income Map

Map how every after-tax dollar is structurally split — and how far one goal leans on that structure.

Monthly income

Rule of thumb

After-tax monthly income

Housing anchor 25% cap

Future vs today Balanced · Investing ≈ Lifestyle

Investing + safety

Lifestyle envelope

Fixed & essentials

Waiting on income — once that’s in, this row turns into a quick structural snapshot.

Income skyline

Visualization shell

Guideline skyline placeholder — this will evolve into a live split visual.

Can I afford it?

Guideline check

Link a monthly income on the left — we’ll pin guideline caps to your current split.

Goal type

Price (estimate)

Down payment

Rate · APR (%)

Term (years)

Monthly budget cap (optional)

Scenarios

Estimated payment $0

Guideline cap (this category) $0

Income share 0%

Total cost over term* $0

Enter a price, down payment, rate, term, and linked income to see where this sits vs the guideline band.

*Total cost includes estimated payments over the term plus your upfront down payment.

Structural education only. This is not personalized financial advice or a recommendation to buy, sell, or finance any asset.

Guideline breakdown · how each slice is currently defined

Fractions flex as you move sliders — amounts update automatically once income is linked.

Fixed cost load

Housing + transport + essentials.

Investing rate

Share of income aimed at long-term compounding.

Flexibility band

Lifestyle + safety — room to adjust in a pinch.

Education, not investment advice. Use this as a structural guide — your real numbers, goals, and risk profile are unique.